KBMI

OJK's tiering system for Indonesian commercial banks based on Tier 1 core capital, replacing the older BUKU system.

Definition

Kelompok Bank berdasarkan Modal Inti (Bank Group by Core Capital) – OJK's tiering system for Indonesian commercial banks based on Tier 1 core capital, replacing the older BUKU system. KBMI 1 covers banks with core capital up to Rp6 trillion, KBMI 2 from Rp6-14 trillion, KBMI 3 from Rp14-70 trillion, and KBMI 4 above Rp70 trillion. A higher KBMI tier generally permits a wider range of business activities and signals a larger capital buffer, but is a regulatory classification, not itself a measure of profitability or asset quality. Found In: Regulatory disclosures, OJK bank transparency filings